If you want to use your tax credit for a new home, now is the time to get started. You have to be under contract by April 30, and then the builder has to build and turn over the keys to you by July 31. Here are some ideas to speed up your process this last month:
1. Know your market. You don't have much time to look around, even online, but I know the new home communities here in Mercer County and surrounding counties. Let's talk - pick my brain about where and what you want.
2. Narrow your search. As soon as we talk about your best options, take a look online or by car and let me know what suits you best.
3. Get preapproved. This is your first job, but I can recommend reputable lenders. Don't settle for a pre-qualification - you need an approval.
4. Know your needs and know your wants. This is your 2nd job. Needs and wants are different and will affect what you buy and how much you can afford.
5. Leave some time for contingencies. The builder may not accept your offer immediately - he or she may counter, you may counter - leave a few days before the April 30 deadline.
6. It probably is too late for a short sale as banks aren't known for their fast responses, but if you see a new home the builder is trying to "unload," let's give it a try.
Don't lose this opportunity to use your 1st Time Buyer or Trade Up Tax Credit in this 2010 tax year. Contact me now to get started.
Joe Giancarli, Sales Associate
609-658-2612
jgiancarli@remax.net
http://www.joegiancarli.com/
http://www.njhomesource.com/
http://www.njhomesource.net/
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